Achieve Financial Freedom: Expert Debt Settlement Services in Canada

Facing overwhelming debt and relentless creditor calls? SettleMyDebts.ca offers personalized debt relief solutions tailored to your unique financial situation.

Our Debt Settlement Services Offer

Consolidated Monthly
Payments

Interest Rates Reduced to
0%

Elimination of Up to 80% of Your Debt

Immediate Halt to Collection
Calls

Don’t let debt control your life – take the first step towards financial freedom with us

Start your Debt Free Journey Today

Take a quick 2 minutes quiz to find out if you’re eligible

Want to see if you can write off up to 80% of your debts?

Take Quiz

Type of debts that we settle

Credit card debts
Bank loans
Private loans
Pay day loans
Income tax debts
Student loans
CERB Repayments
Unpaid Bills
Lawsuit debts
Lawyer and other fees
Debts in collections

Your debts are not listed above? Find out if your debt is eligible for settlement

See if your debts qualifies

White abstract geometric artwork from Dresden, Germany

Our Simple 7-Step Debt Settlement Process

Don’t wait any longer to take control of your debt – our program has helped thousands find relief.

1. Free Consultation

Schedule your no-obligation consultation.

2. Financial Assessment

We evaluate your financial situation.

3. Debt Analysis

Customized plan creation.

4. Agreement

Review and sign the settlement agreement.

5. Negotiations

We negotiate with your creditors.

6. Payment Plan

Set up interest-free payments.

7. Completion

Celebrate your financial freedom.

Book a free consultation

Why thousands trust SettleMyDebts.ca

Proven Success

Years of experience resolving debts for Canadians.

Confidential Service

Your privacy is our priority.

Expert Team

Seasoned professionals dedicated to your financial well-being.

Comprehensive Support

Guidance every step of the way.

No Upfront Fees

Pay only after your debt is settled.

Have additional inquiries?

Stop feeling trapped and helpless with your debt.
Our team can negotiate and settle it for you.

Talk to us

Client Testimonials

Meet Daniel from Scarborough, ON

Debt was: $84,530 Settled for: $21,000

Daniel’s story: Daniel was struggling to keep up with his credit card debts, and he was getting calls and letters from creditors on a daily basis. He was hesitant to seek help because he was worried about the cost of debt settlement services. We connected Daniel with a reputable debt settlement company, and he was able to resolve his debts at a fraction of what he owed. He was also able to get the calls and letters from creditors to stop

Meet Kumar form Brampton, ON

Debt was $48,000 settled for $15,000

Kumar’s story: Kumar was a small business owner who had taken out a loan to expand his business. But during COVID, his business struggled, and he found himself unable to make the loan payments. We connected Kumar with a debt settlement company that was able to negotiate with his lender and reduce his debts. He was able to keep his business open and get back on track with his finances.

Meet Sarah from Toronto, ON

Debt was: $31,000 settled for $12,000

Sara’s story: Sarah was a single mother who had fallen behind on her mortgage payments. She was worried that she was going to lose her home as she was not able to keep up with mortgage payments because of high interest credit cards and loans. We connected her with a debt settlement company that was able to work with her lender to reduce her debt and her monthly payments. She was able to keep her home and get back on track with her finances.

Meet Jessica from Hamilton, ON

Debt was: $63,454 settled for $21,000

Jessica’s story: Jessica had accumulated a large amount of credit card debt due to unexpected medical expenses. She was unable to make the minimum payments and was worried about the impact on her credit score. We connected her with a debt settlement company that was able to negotiate with her creditors and settle her debts for a fraction of what she owed. With the help of the debt settlement company, Jessica was able to get her finances back on track and improve her credit score over time.

Meet David from Timmins, ON

Debt was: $180,000 settled for $70,000

David’s story: David owns a family business which has been up and running for generations. Unfortunately, during Pandemic David’s business slowed down which resulted him in accumulating huge debts with CRA for income taxes. We connected him with a debt settlement company that was able to prepare a strong file to negotiate with CRA and settle his debts for an affordable amount. Six month forward David’s family business is back up and running and he’s up to date on all his payments.

FAQ’s

How much does it cost?

Your consultation is free of cost, and it’ll be provided by one of the top-rated debt settlement partners in Ontario.

So we don’t charge you any money for Consultation, instead our partners will help you save a lot of money on a monthly basis and a lot more in interest through debt settlement.

What kind of services that I may qualify for?

Once you complete your form. During your free consultation our Partners will asses your situation based on your income, asset’s, liabilities, and expenses.

Then they will come up with a tailored solutions which fits your budget and requirements. Some of the solutions can ben Debt consolidation, Consumer proposal, Bankruptcy and more.

How do I know if I can trust your partners?

We work with some of the best debt settlement companies in Ontario that have a proven track record of successfully assisting their clients in becoming debt-free.

Will I lose my home I file a settlement?

If you own your home, filing a debt settlement won’t cause you to lose your home. If you’re behind on mortgage payments, a debt settlement may help free up some cash to help with the payments.

Will my creditors keep contacting me after I file for a debt settlement?

As soon as you file for a debt settlement the law will protect you from any calls from your creditors / collection agencies. They will only be allowed to contact the Trustee office regarding your debts.

What happens if I have co-signed a loan?

The person who co-signed with you will have to assume responsibility for paying the entirety of the debt.

Will my spouse be affected by my debt settlement?

If you file for a debt settlement, it will not affect your spouse. The only time they would be obligated to pay your debts is when you have joint debt. If the debt is only in your name, then your spouse will not be affected by the service.

Still have questions or concerns? speak with a consultant for a free of cost.

Speak with a consultant